Tip Tuesday: Get Your Free Annual Credit Report

Have you checked your credit report lately?   Did you know that you can request free copies of credit reports from each of the three credit reporting bureaus annually? It’s important to review your credit reports, not only for fraudulent activity, but also for common, honest errors that can occur.

There are loads of companies offering these reports free, but there is only ONE official site.   The others generally try to bait you into purchasing more expensive, add-on services.   To get your free reports, visit the official site AnnualCreditReport.com.   You should select all three reporting agencies because the information on each may be different, and all three are free (once per year).   You may be offered the chance to purchase your credit score. If you haven’t received your score recently, it may be worth purchasing, especially if you are considering a major purchase in the near future.

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