It’s the start of the New Year, which probably means you’ve made some resolutions, or at least some goals. After all of the spending and eating of December, January is a natural time to reboot and try to live a healthier, more productive life. While there’s isn’t anything magical about January 1st as a date, it is generally a good time to re-evaluate things.
Want to make 2019 your year? Here are a whole bunch of tips and steps to take to improve things.
Look at your recurring expenses and see what can be reduced or eliminated. Are you still using that streaming service? Maybe you can cut cable or your home phone?
Evaluate your savings plans, like retirement and college savings, and see if there are any changes to be made. Can you save more?
Did you get a raise? Consider using that money to pay down debt or save for the future.
Create a budget if you haven’t done so. Monitor it monthly so you know how you are doing, and make changes to the budget if necessary.
Look at your credit report and make sure it’s accurate.
Start organizing for your taxes now, so you’ll be prepared as the paperwork starts coming in later this month. Then create a folder for 2019 so you can save receipts as you get them.
If you haven’t already, consider doing an energy audit with your utility company to see if there are any areas where your house can be more energy efficient.
Consider doing a no-spend month if you need to reboot your spending.
Contact a few friends that you haven’t seen recently, and schedule a lunch or coffee date to reconnect.
Find a local friend or neighbor and plan to go on a neighborhood walk with them once in a while for exercise and catching up.
Plan a date night with your spouse if you haven’t done that recently.
Start a new creative hobby if you don’t already have that sort of outlet. I recently started growing succulents and love it.
Organize a dinner party with friends that you haven’t seen in a while.
Plan a family vacation for spring break. Or, if you can’t afford a getaway, plan a staycation with fun activities.
Work to motivate yourself to get fit.
Find a short workout that you can do on the days that you don’t have much time. I love this 10 minute kettlebell workout.
Make appointments for any doctors’ appointments you need to have this year, like a mammogram, physical, eye exam, dental cleaning, and a skin check.
Reevaluate the products that you are using for your skin. You may need something different for the colder weather.
Drink more water and less sugary drinks.
Take measurements, including weight, so you can monitor any fitness/weight loss progress.
Find a planner system that you love and use it.
Buy some great pens for your planner and use them to write down all essential dates in your planner.
Plan to declutter.
Donate or resell any clothing, accessories, and outerwear that you aren’t using.
Plan your whole week out on Sundays to be more productive.